Most Successful Claims Look Like This:
• You purchased a new property intended to be your main residence.
• You still owned your previous home after you completed the new purchase.
• You later sold your former main residence within 36 months.
• You can provide supporting documentation such as completion statements, ownership records, and sale dates.
Small Note:
Not all purchases qualify. Eligibility depends on HMRC’s replacement-residence rules and verifiable evidence.
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How We Ensure Claims Meet HMRC Rules
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We only progress claims that meet official HMRC refund criteria
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Secondary review by our Chartered Tax Partners before submission
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No upfront fees — only charged if successful
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Your refund is paid directly to you first, we do not handle any client funds
Why Some Homeowners Pay Higher Stamp Duty First
Under current SDLT rules in England and Northern Ireland, buying a new property while still owning another residential property can trigger the Higher Rates for Additional Dwellings surcharge.
In many genuine “replacement of main residence” situations, buyers are required to pay the higher rate at the time of purchase but may later reclaim the surcharge if the qualifying conditions are met.
To qualify, the previous main home must be sold within 36 months of buying the new property. It must also have been the buyer’s main residence before the new purchase.
A successful claim relies on clear evidence of when the properties were bought and sold, and confirmation that the sold property was genuinely the main home.
How The SDLT Refund Process Works
1) You purchase a new main residence before selling your previous home and pay the higher rate of Stamp Duty.
2) You sell your previous main residence within 36 months of the new purchase.
3) A structured eligibility review is completed to assess whether a refund claim can be submitted.
4) A structured eligibility assessment reviews ownership history, residency position, timelines, and documentation before any claim is prepared for HMRC submission.
Note:
Meeting the timeline alone does not guarantee eligibility — property use and ownership structure must also align with HMRC criteria.
FAQ
Will I need to gather lots of documents or handle the technical side?
The process is designed to minimise your involvement. Guidance is provided on what is required, and most of the technical preparation and review is handled as part of the claim process.
Do you charge any upfront fees?
No. There are no upfront costs to begin the assessment. Fees are only charged if a claim is successful. Any refund is paid directly to you first, and an invoice is issued afterwards in line with the agreed terms.
How do you assess whether a refund may apply?
Each case goes through a detailed assessment based on legislation, tribunal decisions, and eligibility criteria. A secondary review is carried out by our chartered tax partners before any submission is made, ensuring claims only proceed where there are strong and reasonable grounds.
How long does the process usually take?
Initial assessments are typically completed within a few weeks. Once submitted, HMRC processing times vary, but many cases progress within approximately 4–6 weeks. Timelines can change depending on complexity and HMRC workloads.
What happens if HMRC questions or challenges the claim?
Support continues throughout the process. If HMRC requests further information or clarification, guidance is provided and responses are handled in line with current legislation and established tribunal outcomes.
How is my information handled and protected?
Your information is handled securely in line with UK GDPR and data protection regulations. Any personal details, property information, or supporting documents you provide are processed confidentially and stored using secure systems. For further details on how we handle your data, please see our Privacy Policy.